Motorcycle Insurance
Motorcycle Insurance Quotes
Motorcycle Insurance
Ride with confidence knowing you and your bike are fully protected with motorcycle insurance that truly has you covered. From accidents and repairs to medical expenses, getting the right protection matters — and with our team, finding it is fast, simple, and stress-free.
Just like any vehicle, insuring your motorcycle helps you stay compliant and shields you from unexpected costs. We partner with trusted providers to bring you a range of affordable quotes and customizable motorcycle insurance policies that fit your lifestyle.
Motorcycle Insurance Coverage
Building your motorcycle policy works much like insuring any other vehicle — with flexible options to suit your needs. Key coverages include:
Bodily Injury Liability
Property Damage Liability
Comprehensive Coverage
Collision Coverage
Medical Payments
Roadside Assistance
What Makes Motorcycle Insurance Different?
Motorcycles have unique risks and needs — which means your coverage should be tailored too. Here are important things to consider when choosing your motorcycle policy:
Accessory Protection
From custom saddlebags to specialized gear, your motorcycle accessories deserve protection. Accessory coverage ensures these valuable items are insured if they’re lost or damaged in an accident.
Custom Equipment Coverage
Upgraded your bike with aftermarket parts? Standard policies may not cover these modifications. With custom equipment coverage, you’re protected from costly repairs or replacements if your upgrades are damaged in a covered event.
Request a Motorcycle Insurance Quote
We offer competitive rates, flexible payment options, and discounts designed to help you save more on motorcycle insurance.
Whether you’re buying a new bike or looking to switch to a plan that gives you better value, our team is here to help you hit the road safely and confidently.
Freqeuntly asked questions
How is my premium determined, and what factors affect the cost?
Your premium is based on a few key factors: the amount of coverage you select, the level of risk associated with what you are insuring (e.g., your driving history, home's age, or health profile), and your deductible amount. Choosing a higher deductible typically lowers your monthly premium, as you take on more risk before the insurance pays out.
How do I file a claim, and what documents do I need to speed up the process?
You can typically file a claim directly through our website, mobile app, or by calling our 24/7 claims line. To speed up the process, you should immediately gather photos of the damage, police reports (if applicable), and detailed receipts or records of the items involved.
What is the difference between my deductible and my premium?
Your premium is the recurring amount you pay (usually monthly or annually) to keep your insurance policy active. Your deductible is the amount you agree to pay out-of-pocket before your insurance coverage starts paying for a covered claim.
At Squirrel Insurance, we understand the instinct to protect what's most precious: your family's future. Like a busy squirrel planning for winter, we help you secure your financial safety net.