Personal Umbrella Insurance

Add an Extra Layer of Protection to Your Existing Coverage

Personal Umbrella Insurance

Add an Extra Layer of Protection to Your Existing Coverage

Personal Umbrella Insurance

A Personal Umbrella Policy gives you additional liability protection beyond what your standard home, auto, or recreational insurance can cover. When the limits of your primary policies are reached, your umbrella policy steps in — offering extended coverage ranging from $1 million up to $10 million. It’s affordable peace of mind, often costing just a few hundred dollars per year.

Personal Umbrella Insurance

Whether it's a weekend on the water, a camping trip, or an off-road adventure —

your recreational vehicles deserve protection that keeps up with your lifestyle. From

boats and jet skis to ATVs and campers, we help make sure your favorite rides and

gear stay covered wherever your adventures take you.

Our team partners with leading insurance providers to offer flexible options that fit your needs and budget, so you can focus on having fun — not on unexpected costs.

Who Needs Personal Umbrella Insurance?

While everyone can benefit from

added protection, umbrella

insurance is especially important

if you have assets or risk that could expose you to significant loss.

You Own a Home

Homeowners insurance covers many risks, but serious accidents — such as injuries on your property or incidents involving a pool — can lead to claims that exceed standard policy limits. Umbrella insurance helps cover these unexpected liabilities and protects your savings from large out-of-pocket costs.

You Have Teenage Drivers

Auto accidents involving teen drivers can be costly. Since they're typically covered under your policy, you could be held financially responsible for damages that exceed your coverage. An umbrella policy extends your protection, shielding you from major expenses if a serious accident occurs.

You Own a Boat, Rv, or Motorcycle

Recreational vehicles and boats often carry higher risks — and higher repair or injury costs. Umbrella insurance ensures you're protected if an accidentinvolving these vehicles results in expenses that go beyond your regular policy.

You Have a Dog

Dog-related injuries, such as bites, can result in medical bills, lost wages, or lawsuits. An umbrella policy adds an extra layer of liability protection, keeping you covered if an unfortunate incident happens.

Why Choose an Umbrella Policy

Umbrella insurance offers substantial protection at a low cost since it works alongside your existing home, auto, or recreational coverage. Plus, you may qualify for multi-policy discounts when bundling with your other insurance plans - giving you more coverage and more savings.

Ready to protect what matters?

Ready to start your journey to clean, renewable energy?

Contact us today for a free consultation.

At Squirrel Insurance, we understand the instinct to protect what's most precious: your family's future. Like a busy squirrel planning for winter, we help you secure your financial safety net.

Contact Info

755 W Big Beaver Rd

Suite 2020

Troy, MI 48084

(248) 997-2156

©2025 Squirrel Insurance Group Inc. All Rights Reserved Privacy Terms

Who Needs Personal Umbrella Insurance?

While everyone can benefit from added protection, umbrella insurance is especially important if you have assets or risk that could expose you to significant loss.

You Own a Home

Homeowners insurance covers many risks, but serious accidents — such as injuries on your property or incidents involving a pool — can lead to claims that exceed standard policy limits.

Umbrella insurance helps cover these

unexpected liabilities and protects your savings from large out-of-pocket costs.

You Have Teenage Drivers

Auto accidents involving teen drivers can be costly.

Since they're typically covered under your policy, you could be held financially responsible for damages that exceed your coverage.

An umbrella policy extends your protection, shielding you from major expenses if a serious accident occurs.

You Own a Boat, Rv, or Motorcycle

Recreational vehicles and boats often carry higher risks — and higher repair or injury costs.

Umbrella insurance ensures you're protected if an accident involving these vehicles results in expenses that go beyond your regular policy.

You Have a Dog

Dog-related injuries, such as bites, can result in medical bills, lost wages, or lawsuits.

An umbrella policy adds an extra layer of liability protection, keeping you covered if an unfortunate incident happens.

Why Choose an Umbrella Policy

Umbrella insurance offers substantial protection at a low cost since it works alongside your existing home, auto, or recreational coverage.

Plus, you may qualify for multi-policy discounts when bundling with your other insurance plans - giving you more coverage and more savings.

Ready to protect what matters?

Ready to start your journey to clean, renewable energy?

Contact us today for a free consultation.

At Squirrel Insurance, we understand the instinct to protect what's most precious: your family's future. Like a busy squirrel planning for winter, we help you secure your financial safety net.

Offers

Contact Info

755 W Big Beaver Rd

Suite 2020

Troy, MI 48084

(248) 997-2156

Privacy policy

©2025 Farla Efros. All Rights Reserved Privacy Terms

Terms of Services